I don’t say this without experience, please remember banks aren’t your friends and at times a business that is very hard to receive an easy solution for your problems, even though you are their customers and they have your money. They are a business money machine who really care about themselves first and foremost!

Experienced travellers stopped carrying traveller cheques many years ago. The ATM card is the standard way world travellers get cash from banks. Having said that, there are ‘rule/tips’ you should follow when using an ATM on your international travels. I’ve personally had two bad experiences and I feel for anyone who has problems. Nightmare with a capital N!

1. Experienced travellers know that ATMs ‘eat’ bank cards. Never take more than two attempts to receive cash. This is when the machine will eat the card, and it is possible that your bank at home will deactivate the card. These are protections implemented by banks, but they can also work against you if you are not careful.

2. Never guess your PIN (personal identification number). You either know it, or you do not. And if you are going to guess, only try two times in one session and only one time per day per machine. It is debatable how many times you can try per day, but the solution is to never guess. Know your PIN.

3. Do not walk back to your hotel after withdrawing money from an ATM. If you can, take a taxi. Remember: criminals want an easy mark. They need a window of time when you are alone to mug you. Another option is to walk home with friends.

4. Do not use an ATM machine after sunset. Precaution is always the best defence

5. Guard your PIN number as carefully as you would back home. Point your back directly at the person behind you so he or she cannot do “shoulder surfing” and see your PIN or bank information, such as your balance.

6. Carry two ATM cards from separate banks.

7. Store your two ATM cards in separate locations in your room.  And do not carry both of them with you when you are out walking around.

Tips and trusted affiliates that we use to make our dreams come true. 

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Accommodation

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